Smarter Insurance. Stronger Housing Commissions.

Michigan’s exclusive group risk program delivering $40,000+ average annual savings and 34% lower premiums.

$40000

Average Annual Savings

34%

Average Premium Reduction

10 Days

Proposal Turnaround

Why Housing Commissions Choose Us

Public housing commissions face rising premiums, limited markets, and complex renewals. Our program delivers collective buying power, enhanced protection, and transparent service—built specifically for Michigan housing authorities.

How the Program Works

A Simple, Transparent Process from Start to Savings

A black and white icon of a checklist with a pencil.

Engagement

We collect your current coverage details, loss runs, and exposures.

Market Analysis

Your risks join our property syndicate and liability bidding markets.

Proposal

Receive your complete proposal within 10 business days.

Partnership

We assist with renewals, claims advocacy, and loss mitigation year-round.

Proven Results Across Michigan

Coverage Line Avg Premium Savings Avg % Savings
General Liability & EB $12,663 32%
Public Officials & EPLI $8,199 60%
Crime $3,127 88%
Property $10,553 27%
Overall Program Average $39,997.40 34%

Total Premium Savings YTD: $350,000+

Three Core Advantages

01

Proven Savings & Market Leverage

Collective purchasing power and direct syndicate placement deliver unmatched pricing and terms.

02

Enhanced Coverage, Built for Housing

Property and contents insured at replacement cost with specialized protection for public housing risks.

03

Advocacy, Clarity & Efficiency

Streamlined quoting, transparent renewals, and dedicated claims advocacy every step of the way.

Let’s Talk About What’s Next for Your Business

Whether you're rethinking your coverage, your leadership, or your direction — we’re here to help.

Start a conversation & explore what’s possible with a partner who sees the big picture.

Built for Michigan, Backed by Experience

We know Michigan’s housing landscape — from municipal compliance to regional weather challenges. Our familiarity ensures your coverage is cost-effective, compliant, and community-focused.